Last updated: [date]
1. Acceptance of terms
By creating an account or using [Company Legal Name] ("Zypherex," "we," "us") you agree to these Terms of Service. If you do not agree, do not use the service.
2. Eligibility
You must be at least 18 years old and legally able to enter into a binding contract in your jurisdiction to use this service. You represent that your use of the service complies with all laws applicable to you, including those governing cryptocurrency and investment activity in your jurisdiction.
3. Risk disclosure
Investing in cryptocurrency carries substantial risk, including the risk of losing your entire principal. Target rates shown on investment plans are not guarantees -- returns depend on trading performance and are not promised or assured. Past performance does not indicate future results. Only invest funds you can afford to lose.
4. Account registration
You're responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Notify us immediately of any unauthorized use.
5. Deposits and withdrawals
Deposits are credited to your account only after manual review and approval. Withdrawal requests are reviewed before funds are released and may be delayed, requested for additional verification, or declined at our discretion, including for suspected fraud or violation of these terms.
6. Prohibited use
You may not use the service for money laundering, terrorist financing, fraud, or any unlawful purpose, or attempt to circumvent our security, verification, or compliance controls.
7. Limitation of liability
To the maximum extent permitted by law, [Company Legal Name] is not liable for indirect, incidental, or consequential damages arising from your use of the service, including losses from market volatility, trading performance, or third-party actions.
8. Termination
We may suspend or terminate your account for violation of these terms, suspected fraud, or as required by law. You may request account closure at any time through your profile settings, subject to admin review.
9. Changes to these terms
We may update these terms from time to time. Continued use of the service after changes take effect constitutes acceptance of the revised terms.
10. Governing law
These terms are governed by the laws of [Jurisdiction].
11. Contact
Questions about these terms can be sent to [support email].